Executive: Garth Smith
Title: Owner and president
Company: America 1st Financial, Inc.
Address: 5973 Avenida Encinas Suite 202, Carlsbad
Phone: (800) 410-6178
Website: www.am1financial.com
America 1st Financial, Inc.:
America 1st Financial, INC. (AM 1) is a full-service mortgage broker. AM 1 opened its doors for business in Carlsbad in January 2005. Licensed nationwide, AM 1 has offices in San Jose Del Cabo, Baja Sur Mexico and Dominical, Costa Rica. The company is one of the most diversified mortgage brokers in Carlsbad with more than seven languages spoken fluently. Within six months, AM 1 is looking forward to opening five more locations in California and Texas. AM 1 is changing the way people think about investing in real estate, and the company endeavors to educate the client to accomplish their objective by spending the minimum amount of money out of pocket and to achieve the greatest amount of return on their dollar. AM 1 is affiliated with more than 120 banks internationally, giving their clients a huge advantage over other mortgage brokers because credit only is only run once. This saves the client time, money and their credit score.
Additionally, AM 1 concentrates on building long-lasting relationships with the community, business owners and professionals in the area.
Background:
Smith grew up in the San Francisco Bay area and joined the army in 1990. He dabbled in the music industry, recording albums and supervising the production of multiple records, before making a career change in 2002.
Smith worked his way through various positions, eventually deciding his real goal was to own his own business.
He opened AM 1 in January 2005 and now oversees all company operations.
Education:
Bachelor's degree in international relations with a minor in international business from California State University, Chico
Why do you enjoy your job?
What I like about this is you're helping empower people financially and you're educating them on the direction in which their family needs to go.
What do you like about Carlsbad?
There no gang problems, there is no graffiti, the parking is free, the beach is free, the weather is great. As a business person, I think San Diego has tremendous room for growth. This is basically the same exact economic environment that they Bay Area went through 20 years ago, it is booming.
Family:
Wife, Rosa Maria
Dog, Duke
Awards:
Business Man of the Year 2005 representing California from the Business Advisory Council of the National Republican Congressional Committee
Congressional Medal of Distinction for September 2006 representing California from the Business Advisory Council of the National Republican Congressional Committee
Title: Owner and president
Company: America 1st Financial, Inc.
Address: 5973 Avenida Encinas Suite 202, Carlsbad
Phone: (800) 410-6178
Website: www.am1financial.com
America 1st Financial, Inc.:
America 1st Financial, INC. (AM 1) is a full-service mortgage broker. AM 1 opened its doors for business in Carlsbad in January 2005. Licensed nationwide, AM 1 has offices in San Jose Del Cabo, Baja Sur Mexico and Dominical, Costa Rica. The company is one of the most diversified mortgage brokers in Carlsbad with more than seven languages spoken fluently. Within six months, AM 1 is looking forward to opening five more locations in California and Texas. AM 1 is changing the way people think about investing in real estate, and the company endeavors to educate the client to accomplish their objective by spending the minimum amount of money out of pocket and to achieve the greatest amount of return on their dollar. AM 1 is affiliated with more than 120 banks internationally, giving their clients a huge advantage over other mortgage brokers because credit only is only run once. This saves the client time, money and their credit score.
Additionally, AM 1 concentrates on building long-lasting relationships with the community, business owners and professionals in the area.
Background:
Smith grew up in the San Francisco Bay area and joined the army in 1990. He dabbled in the music industry, recording albums and supervising the production of multiple records, before making a career change in 2002.
Smith worked his way through various positions, eventually deciding his real goal was to own his own business.
He opened AM 1 in January 2005 and now oversees all company operations.
Education:
Bachelor's degree in international relations with a minor in international business from California State University, Chico
Why do you enjoy your job?
What I like about this is you're helping empower people financially and you're educating them on the direction in which their family needs to go.
What do you like about Carlsbad?
There no gang problems, there is no graffiti, the parking is free, the beach is free, the weather is great. As a business person, I think San Diego has tremendous room for growth. This is basically the same exact economic environment that they Bay Area went through 20 years ago, it is booming.
Family:
Wife, Rosa Maria
Dog, Duke
Awards:
Business Man of the Year 2005 representing California from the Business Advisory Council of the National Republican Congressional Committee
Congressional Medal of Distinction for September 2006 representing California from the Business Advisory Council of the National Republican Congressional Committee