We all know our financial health is as extremely important as our physical health.
A big part of a healthy retirement is your hard-earned 401(k) account, which you count upon. As I work with clients, inevitably their 401(k) and IRA accounts that I review are sinking, and shrinking, fast.
How much of your retirement fund can you afford to have at risk?
On the bright side, there is more than hope as a solution. There are very sound, practical and guaranteed solutions available for your 401(k) and IRA.
You have choices that are safe from market-loss that are sound, tax-deferred and free from those dreaded costly management fees and loads. Are you already more comfortable? Just be realistic and don't panic.
Today, the primary financial concern of baby boomers and individuals older than 65 is outliving their money. So doesn't it make sense to protect your retirement dollars when they are shrinking?
A change in your 401(k) or IRA investment vehicle may well be to your advantage. Remember, consult with and rely upon your own tax advisor.
So what are the basics? Ask yourself, “is my 401(k) or IRA holding mutual funds and consequently at risk?” The answer is yes, and you are not alone.
It's time to get realistic and take a look around. Think about the landscape, Wall Street's Bear Stearns collapse, the IndyMac Bank failure, Fanny Mae and Freddie Mac's staggering dilemma and skyrocketing gas, food and oil prices.
What next? Decide on a course of action that is best for you. Ask yourself, “what 401(k) or IRA risk protection strategy can I employ now that is right for me, one offering protection and growth possibilities without the risk I may have now?”
The following is a partial checklist of critical items:
• Consider the safety of your retirement money.
• Remember, procrastination is costly when change is indicated. Set an appointment to look after your financial-self.
• Ask where you can place your qualified funds, guaranteed safe from market-loss and away from declining Wall Street mutual funds.
• Look at the financial strength and ratings of your guarantor.
It is absolutely essential that you carefully choose a qualified financial advisor that you are certain you can trust, and who has your objectives in mind. Beware of the one size fits all brokers who insist upon controlling your destiny in favor of a plan for their own gain.
For more information, call (760) 941-0101 or e-mail Gordon Corwin at [email protected].
A big part of a healthy retirement is your hard-earned 401(k) account, which you count upon. As I work with clients, inevitably their 401(k) and IRA accounts that I review are sinking, and shrinking, fast.
How much of your retirement fund can you afford to have at risk?
On the bright side, there is more than hope as a solution. There are very sound, practical and guaranteed solutions available for your 401(k) and IRA.
You have choices that are safe from market-loss that are sound, tax-deferred and free from those dreaded costly management fees and loads. Are you already more comfortable? Just be realistic and don't panic.
Today, the primary financial concern of baby boomers and individuals older than 65 is outliving their money. So doesn't it make sense to protect your retirement dollars when they are shrinking?
A change in your 401(k) or IRA investment vehicle may well be to your advantage. Remember, consult with and rely upon your own tax advisor.
So what are the basics? Ask yourself, “is my 401(k) or IRA holding mutual funds and consequently at risk?” The answer is yes, and you are not alone.
It's time to get realistic and take a look around. Think about the landscape, Wall Street's Bear Stearns collapse, the IndyMac Bank failure, Fanny Mae and Freddie Mac's staggering dilemma and skyrocketing gas, food and oil prices.
What next? Decide on a course of action that is best for you. Ask yourself, “what 401(k) or IRA risk protection strategy can I employ now that is right for me, one offering protection and growth possibilities without the risk I may have now?”
The following is a partial checklist of critical items:
• Consider the safety of your retirement money.
• Remember, procrastination is costly when change is indicated. Set an appointment to look after your financial-self.
• Ask where you can place your qualified funds, guaranteed safe from market-loss and away from declining Wall Street mutual funds.
• Look at the financial strength and ratings of your guarantor.
It is absolutely essential that you carefully choose a qualified financial advisor that you are certain you can trust, and who has your objectives in mind. Beware of the one size fits all brokers who insist upon controlling your destiny in favor of a plan for their own gain.
For more information, call (760) 941-0101 or e-mail Gordon Corwin at [email protected].