Sage Payment Solutions
619-446-7494
www.sagepayments.com
Whether you own a small business or run a large corporation, it's important to have a trusted and reliable payment provider processing your credit card, check and Automated Clearing House (ACH) receivables. Inevitably, when the topic of merchant services comes up, there will be grumbles and moans around the room about hassles, headaches, high rates and fees, and a general dissatisfaction.
Sage is here to change that. As a direct payment processor, we eliminate the middle man to reduce cost and we don't have any hidden fees or charges. There is no need to change banks or bank account information and we often provide a savings of 25 percent or more to the merchant. This savings can turn a cost into profit literally overnight.
Established businesses should be analyzing their current credit card processor twice a year if not more. If you haven't done it recently, I encourage you to do so now. It is highly probable that there is a quick way for you to improve your bottom line with zero cost associated, and it's right under your nose.
Sage Payment Solutions is your trusted leader in the payments industry. We specialize in streamlining and integrating your payment processing directly with your accounting systems. Our suite of products and services ranges from basic brick and mortar to extremely complicated manufacturing and medical applications. So whether you're looking to accept credit cards for your e-commerce site, set up automatic recurring billing, take payment on your smart phone, or simply get a new terminal for your retail location, Sage Payments can help.


Create Hope First
5850 El Camino Real, Carlsbad
760)-473-5114 | www.CreateHopeFirst.com
Emotions are natural. A human trait we all share. The way we cope our emotions however, is up to us. When dealing with life challenges, an injury, parenting, conflict, or any life changes, emotions can get the best of us and keep us stagnant.
HOPE is a process that allows you to explore your natural emotions in a safe place with someone who will guide you through them. Together, we will explore HOPE and you will find that those negative emotions naturally are replaced with positives.
Healing is a journey for all, physically, emotionally, and spiritually.
The services Create Hope First provides are unique to the situation, and offer support in the areas of:
• Emotional support for individuals, couples and families.
• Parenting support
• Conflict coaching
Through life's changes, no matter if the changes are subtle or dramatic, our coping skills are tested. Working with a "third party" allows your life to be seen through unbiased lens. With a different perspective, your unique situation can be viewed in a new way allowing you to start to view your emotions in a new and different way.
This is the start of HOPE!
OYC Americas
2780 La Mirada Drive. Vista
760-659-5943 | www.oycus.com
In a move that brings a vital resource closer to the San Diego biotechnology community, OYC Americas has expanded from their east coast office into a new customer operations center in Vista.
A wholly-owned subsidiary of Oriental Yeast Company headquartered in Japan, OYC Americas provides raw materials derived from yeast fermentation technology for clinical diagnostics, pharmaceutical, nutraceutical, and the food and functional food industries. Used in products ranging from diagnostics and gene research to biofuels research and manufacturing, yeast technology plays an essential role in today's medical and biotech fields, a role that's growing as the demand for fermentation increases.
Ted Kottcamp, President of OYC Americas, says this new Customer Operations Center is an important advance in their ability to deliver Japanese quality with American responsiveness and flexible customer service.
"Our customers will certainly notice how this expansion improves our ability to serve them," said
Kottcamp. "Having our operations center here in Vista allows us to streamline supply-chain logistics with our parent company in Japan. And that means we anticipate real improvements to our already high standards of customer service."
"On top of that," Kottcamp added, "we have enhanced warehousing facilities here, with both room temperature and refrigerated storage, so we can be even more responsive to our customers' needs since we have the local warehousing capacity to meet anticipated demand."
This expansion aligns OYC Americas with global expansion plans announced on New Year's Day by their Japanese parent. And it brings a rich source of biotechnology materials, or more specifically, yeast technology materials, to Southern California.

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